Find the Best Travel Insurance Providers for Your Next Vacation

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  • Written by Dana Jantzi

Invest in your well-being. Travel insurance provides the level of comfort and peace-of-mind you deserve while travelling. Accidents happen, things get lost, the wrong food gets eaten - why not be covered?

1
9.8
Honeycombs
Explore safely with Travelex insurance.
  • Coverage for cancelled or interrupted trips
  • Medical protection where and when you need it
  • Receive payments up to 5x faster than the industry average
2
Sweet Pick
9.7
Honeycombs
Travel insurance you’d write home about
  • Chat with support 24/7 for emergencies, tips, advice & more
  • Access a telemedicine network of 20K+ doctors in minutes
  • File a claim in-app & receive quick reimbursements for eligible claims
3
9.4
Honeycombs
Take the Worry and Stress Out of Travel
  • Trusted by over 6 million travelers every year
  • When you’re traveling, the right support makes a world of difference
  • Get a Quote - Compare Plans and Prices
4
Best for Students
9.2
Honeycombs
Travel Insurance Coverage as Far-Reaching as Your Passport
  • Trip protection, cancellation, travel delay, travel medical, and more.
  • Customer Service and Travel Assistance are available 24/7
  • Named one of the Best Travel Insurance Companies three years in a row
5
8.9
Honeycombs
Safer travel starts with travel protection
  • Our benefits are designed to help you explore reassured.
  • We've got your back with award-winning 24/7 assistance.
  • We innovate for the way you travel today - and tomorrow.
6
8.8
Honeycombs
Travel insurance that's as unique as you are.
  • Over 18,000 Trustpilot reviews (Excellent)
  • Backed by our award winning customer service and claims teams
  • Independently rated 5 star by Defaqto
7
8.4
Honeycombs
TRAVELERS HEALTH INSURANCE FOR WORLDWIDE TRAVEL
  • Available to citizens of all countries.
  • Covers COVID-19.
  • Buy quickly and simply online!

Need a Rental Car?

  • We're your global transportation solution
  • Select from a wide range of vehicles
  • Join our rewards program for points on every rental

 

Debunking Travel Insurance Myths

Travel insurance is sometimes viewed as that forgettable add-on to protect parts of your trip, but in reality, it’s a must-have advantage that can cover your whole trip – from your flights to your stuff and your health – even before your trip starts. And with many feeling confused about what the heck travel insurance actually includes, we’ve compiled a list of common misconceptions to stop your head from spinning and set the record straight.

Myth: “I should only purchase travel insurance if my trip is expensive”
Reality: No matter how much you spend on your upcoming adventures, delayed flights and lost luggage can happen to anyone. In fact, mishandled baggage doubled globally in 2022 alone.

Myth: “I don’t need travel insurance; my health insurance covers me.”
Reality: This misconception is thrown around quite a bit. But, it’s important to know that most health insurance providers do not fully cover illness or treatment when you’re abroad or even out of state. And what about your flights, hotels, bags and pre-paid activities? They definitely don’t cover those.

Myth: “I’m flying domestically, and I only need travel insurance for an international trip”
Reality: Anyone traveling domestically or internationally can benefit from travel insurance as it can cover unexpected events resulting in medical emergencies, cancellations or interruptions – all of which are important considering the current state of travel worldwide.

See more myths debunked here!

1
Travelex
Explore safely with Travelex insurance.
  • Coverage for cancelled or interrupted trips
  • Medical protection where and when you need it
  • Receive payments up to 5x faster than the industry average

Find the best travel insurance plan for your trip.

Travel Select: This plan provides comprehensive benefits and access to five unique upgrades.

  • Emergency Medical & Dental
  • Trip Cancellation
  • 24/7 Travel Assistance
  • Five Optional Upgrades

Travel Basic: This plan providesbgreat coverage at an even greater price.

  • Emergency Medical & Dental
  • Trip Cancellation
  • 24/7 Travel Assistance

Travel America: This plan provides low cost, core protection for domestic trips.

  • Emergency Medical & Dental
  • Trip Inconvenience
  • 24/7 Travel Assistance

Travelex’s mission is to be a globally recognized travel insurance provider with heart. This is accomplished in two ways. First, by providing the best travel protection in the world while remaining true to the company’s Midwestern values. And second, by aiming to make traveling easier, better and safer for customers through innovative, highly personalized protection products and services.

Travelex is intent on being the best in the eyes of its customers as they travel and explore the world safely. Travelex encourages customers to dream, explore and travel on with confidence knowing they have a great travel insurer behind them.

2
Faye Travel Insurance
Travel insurance you’d write home about
  • Chat with support 24/7 for emergencies, tips, advice & more
  • Access a telemedicine network of 20K+ doctors in minutes
  • File a claim in-app & receive quick reimbursements for eligible claims

We’re more than travel insurance

We launched Faye with the understanding that travel is vital to your well-being, and that you crave travel coverage that puts you first. That’s why we’ve formed a team of insurance and travel experts that have built the first ever person-first travel insurance and assistance offering on the market.

Our mission: to go above and beyond with a product that supports your entire voyage with quality service and value - from booking to liftoff to checkout.

Backed by the best in the business: Travel insurance in our plans is underwritten by United States Fire Insurance Company, which is A-rated by A.M. Best of 2021.

We offer a robust, custom plan so you’re not over or underinsured, or paying for things you simply don’t need. It includes your trip, your health and your stuff. You can also supplement your plan with add-ons for even more protection.

What sets us apart from the rest?

  • 24/7 assistance
  • Whole-trip coverage
  • 100% digital
  • Real-time travel alerts
  • Quick reimbursements

When it comes to COVID-19, our plan can protect you pre-trip and in-trip. We can cover non-refundable cancellation costs if you become ill with COVID-19 before your trip starts, such as transportation change fees (like on flights), the non refundable portion of your hotel stay and activity cancellation fees. We can also cover emergency medical and trip delay expenses if you become ill with COVID-19 in-trip and need to stay longer. This includes unplanned accommodation, hospitalization, and prescription drugs.

Why we’re different - We are here to bring out the best in every journey, which is why Faye offers more than travel insurance, including real-time alerts and proactive problem-solving when you need it most. With Faye, you’re able to speak to us directly throughout your entire journey.

3
Generali Global Assistance
Take the Worry and Stress Out of Travel
  • Trusted by over 6 million travelers every year
  • When you’re traveling, the right support makes a world of difference
  • Get a Quote - Compare Plans and Prices

Travel Smarter

When you’re traveling, the right support makes a world of difference. At Generali Global Assistance, we pride ourselves on providing the support that is crucial for happy and safe travel. Our travel protection plans are built on the diverse needs of today’s travelers, and are designed to help you travel smarter.

With Generali You Get:

  • Travel insurance plans designed to protect your vacation investment from certain unforeseen events that could cause you to cancel or interrupt your trip and lose your pre-paid, non-refundable trip costs.
  • 24-Hour Emergency Assistance line available from anywhere in the world to help customers access a global network care providers. Customers also receive ID Theft Resolution Services and Concierge Services for a variety of traveling needs.
  • Help from our travel support, customer service and claims representatives that are part of our award-winning teams in San Diego and Pembroke Pines and are ready to serve you when and where you need them.
  • Unsure if a travel insurance plan is right for you, but want to take advantage of time-sensitive benefits? Put your plan in place today and take advantage of our free look period refund policy.

6 QUESTIONS TO FIND THE RIGHT PLAN. Start Now!

4
Trawick International
Travel Insurance Coverage as Far-Reaching as Your Passport
  • Trip protection, cancellation, travel delay, travel medical, and more.
  • Customer Service and Travel Assistance are available 24/7
  • Named one of the Best Travel Insurance Companies three years in a row

Trawick International® is a leading provider of travel insurance with trip protection, trip cancellation, travel delay, travel medical, and more. Visitors to the USA, students, cruise-goers, and world travelers will find the travel insurance plans they need.

Our trip insurance plans give you the peace of mind you need to feel secure no matter what type of traveler you are or where you go. When you feel secure, you are free to enjoy your travel experience to its fullest.

Let Trawick International® take care of all your travel insurance, trip protection, and student travel insurance needs so you can focus on your trip ahead.

Customer Service and Travel Assistance are available 24 hours a day, 7 Days a week. We offer immediate online policy issue and personalized ID cards. Use our convenient chat feature on our website to speak to a live agent regarding any questions or information you need to make a decision regarding our plans and products. Our personal and professional service is one of the major aspects which sets us apart from other providers.

No matter what type of Travel Insurance product you need, Trawick International® has the perfect travel insurance policy for you! Browse our Travel Insurance Products and International Student Insurance Products for more information on coverage and plans.

  • Travel Medical Insurance
  • Trip Protection and Cancellation
  • International Student Insurance
  • Visitor Medical Insurance

Compare all of Trawicks available plans!

5
Allianz Travel
Safer travel starts with travel protection
  • Our benefits are designed to help you explore reassured.
  • We've got your back with award-winning 24/7 assistance.
  • We innovate for the way you travel today - and tomorrow.

Why do you need travel insurance?

Because sometimes…

  • You have to cancel a trip last-minute. Travel insurance can reimburse you for your prepaid, non-refundable trip costs — including vacation rentals, car rentals, hotels and flights — if you have to cancel for a covered reason.
  • Travel delays leave you stranded. Travel insurance can reimburse you for eligible meals, accommodation and transportation expenses during a covered delay.
  • You get sick or hurt when you're far from home. Travel insurance can reimburse you for care following a covered medical emergency while traveling. We can even arrange and pay for a medical evacuation if needed.
  • Fender-benders are unavoidable. Renting a car means taking on a big financial risk; even a tiny scrape can cost you hundreds. Low-priced rental car insurance lets you drive worry-free.
  • You need help in a hurry. Whether you're planning a week-long road trip or a weekend getaway, you never know what might happen. Travel insurance gives you access to our 24-Hour Assistance hotline for expert, personalized support in a crisis.

As a world leader in travel protection, we help more than 70 million people answer the call of adventure with confidence every year. We've got your back with award-winning 24/7 assistance and a worldwide network of prescreened hospitals to help you get the right care.

Allianz, our parent company, has been helping protect the fabric of America for more than a 100 years. In fact, Allianz companies insured the Wright Brothers' first flight, the construction of the Golden Gate Bridge and many Hollywood movies.

6
CoverForYou
Travel insurance that's as unique as you are.
  • Over 18,000 Trustpilot reviews (Excellent)
  • Backed by our award winning customer service and claims teams
  • Independently rated 5 star by Defaqto

It's more than just travel insurance

We are an online insurance specialist. We were created using some of the best people, skills and products in the insurance industry. Our aim is simple - to provide a high quality insurance products. How did we do this? Simple, we looked at the industry from the customers perspective - what are people concerned about, what do people actually need from the product and what has caused customer dissatisfaction in the past.

So why should you choose CoverForYou?

  • We aim to offer some of the best value products in the UK by remembering that value is a balance between price and benefit
  • We offer a wide range of products and levels of cover
  • You can customise your policy to fit your needs
  • You can purchase your policy on-line in a matter of minutes
  • Dedicated, friendly and helpful customer service representatives are at hand to take your call
  • Over 100 sports and activities are covered free on all policies
  • We provide a 24-hour emergency medical helpline should you need assistance
  • Scheduled Airline Failure cover comes as standard on all polices
  • Advanced supplier failure and natural catastrophe cover options available
7
Ekta
TRAVELERS HEALTH INSURANCE FOR WORLDWIDE TRAVEL
  • Available to citizens of all countries.
  • Covers COVID-19.
  • Buy quickly and simply online!

WHO IS OUR INSURANCE SUITABLE FOR?

  • Visa receiving: Our insurance policy is suitable for obtaining a Schengen visa and visas of any other country
  • Quiet rest: The policy covers medical and transportation costs. Suitable for lovers of light loads: running, swimming, fitness, cave tours
  • Active rest: Provides “Quiet rest” and covers moped, water park, attractions, horse and bicycle rides, surfing, jeep safaris, snowboarding, downhill skiing on marked tracks
  • Extreme rest: Provides “Active rest”. Suitable for extreme sports lover: freeride, kiting, rafting, base jumping and extreme cycling (road, mountain cycling, bicycle motocross, bicycle track, bicycle trial)
  • For children and pregnant women: EKTA insurance policy is one of the most advantageous tariffs and fillings for travelers of this category
  • Entry into another country: The coronavirus pandemic has changed the rules of tourist border crossing in most countries around the world. In order to enter the country, you need insurance that covers COVID treatment.
  • Insurance policy for any occasion: Choose the country of travel, type of rest, policy validity period, sum insured and additional risks, insurance policy will be sent to your mail within 5 minutes
  • COVID Covered Insurance: EKTA insurance includes observation in another country for 14 days with payment for accommodation up to 70$ / day. Testing for COVID, medical or inpatient treatment

More than 2.6 million clients worldwide!

Our Top 3 Travel Insurance Picks
9.8
Explore safely with travel insurance.
  • Coverage for cancelled or interrupted trips
  • Medical protection where and when you need it
  • Receive payments up to 5x faster than the industry average
9.7
Travel insurance you’d write home about
  • Chat with support 24/7 for emergencies, tips, advice & more
  • Access a telemedicine network of 20K+ doctors in minutes
  • File a claim in-app & receive quick reimbursements for eligible claims
9.4
Take the Worry and Stress Out of Travel
  • Trusted by over 6 million travelers every year
  • When you’re traveling, the right support makes a world of difference
  • Get a Quote - Compare Plans and Prices

What's usually covered with Travel Insurance?

Your Health:

  • Emergency medical expenses
  • Emergency medical evacuation
  • Pre-existing medical conditions
  • COVID-19

Your Trip: 

  • Trip cancelation
  • Trip interruption
  • Trip delay
  • Missed connection

Your Stuff: 

  • Lost or damaged baggage
  • Delayed baggage
  • Lost passport or credit cards
  • Lost or damaged sporting and professional equipment

Common Add-Ons:

  • Adventure & extreme sports
  • Cancel for any reason
  • Pet care
  • Rental car
  • Vacation rental damage protection

What's NOT usually covered with Travel Insurance

  • Adventure or extreme sports: Activities such as skydiving, scuba diving, or other high-risk sports may not be covered by standard travel insurance policies. If you plan on engaging in such activities, you may need to purchase additional coverage.
  • Travel to high-risk destinations: Certain destinations with high political instability or a history of civil unrest may not be covered.
  • Acts of terrorism or war: Many travel insurance policies exclude coverage for acts of terrorism or war, including any related disruptions.
  • Natural disasters: While some policies cover trip cancellations or interruptions due to natural disasters, others may exclude them. It's important to check the specific terms of coverage.
  • Pandemics or epidemics: In some cases, travel insurance may not provide coverage for trip cancellations or interruptions related to pandemics or epidemics. (COVID-19 related situations are commonly covered nowadays)
  • Alcohol or drug-related incidents: Incidents that occur while under the influence of alcohol or illegal drugs.
  • Unapproved activities: Engaging in activities that are not in line with the purpose of your trip (as stated in your insurance policy) may lead to coverage exclusions.
  • Negligence or reckless behavior
Dana Jantzi
Dana Jantzi
I love to write, and I love to keep people informed on products and services they should be using. I guess I found the perfect job! My favorite topics are health and wellness, sports, and anything to do with pets.